Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Property
crowdfunding.

Invest in crowdfunded loans secured against UK property and businesses, with returns designed to cut the mustard, not corners.

Register now

Mustard goes on everything, even your ISA.

Put your ISA to work with secured investments and earn tax-free returns*. Choose from a range of loans and make your money do something real.

Register now

* Tax treatment depends on individual circumstances and may change.

£20,000

Current annual ISA allowance

0%*

Tax on returns

Secured

Investments against property and businesses

What is property crowdfunding?

Property crowdfunding is a type of peer-to-peer investment that allows investors to earn returns from property without having to purchase the entire property themselves. It works by raising capital from a large number of people to invest in a property-backed loan.

Choose

Select the loans
that suit your approach

Invest

Enter the amount you want
to invest into each loan.

Earn

Receive monthly interest
as borrowers pay.

* Tax treatment depends on individual circumstances and may change.

Transparent property
crowdfunding

We voluntarily publish our lending data and loan book on a monthly basis.

* Data correct as of 7 October 2026. Past performance is not a reliable indicator of future results. Returns are not guaranteed.

£86m*

Property funded

10.56%*

Average rate

£18.8m*

Current loan book

63.64%*

Average LTV

£6.7m

Traded on secondary market

* Data correct as of 7 October 2026.

Need more
flexibility?

Loans can be offered for sale on our secondary market, giving investors the possibility of accessing capital before loan maturity.

85.6% of listings sold in under 24 hours*

* Only certain loans or loan parts may be made available for sale and there is no guarantee that there will be a buyer for a listed loan or loan part.

FAQ

What is peer-to-peer (P2P) lending?

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How do I invest?

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What is an Innovative Finance ISA?

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How is interest paid?

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Make your money do something real.
Put it to work with Mustard.

Opening a property crowdfunding account with us is free and you can start investing with as little as £1,000.

Sign up now